Important: Please read these Terms of Service carefully before using Vybfy. By accessing or using our app, you agree to be bound by these terms.
These Terms of Service ("Terms") govern your use of the Vybfy mobile application and related services (collectively, the "Service") operated by Vybfy Inc. ("we," "us," or "our").
By downloading, installing, accessing, or using our Service, you agree to be bound by these Terms. If you disagree with any part of these terms, then you may not access the Service.
Vybfy is a community-driven platform that allows users to:
To use certain features of the Service, you must create an account. You agree to:
You are responsible for all activities that occur under your account. We reserve the right to suspend or terminate accounts that violate these Terms.
When posting reviews, comments, or other content, you agree to:
You may not post content that:
You retain ownership of content you post, but grant us a license to use, display, and distribute your content through our Service. We may remove content that violates these Terms without notice.
Business information on Vybfy comes from various sources, including:
We strive for accuracy but cannot guarantee that all business information is current or complete.
Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.
The Service, including its design, features, and content, is protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, or distribute our content without permission.
"Vybfy" and related logos are trademarks of Vybfy Inc. You may not use our trademarks without prior written consent.
We provide the Service "as is" and "as available." We do not guarantee that the Service will be:
We do not endorse or verify user-generated content, including reviews and ratings. Use this information at your own discretion.
Our Service may contain links to third-party websites or services. We are not responsible for the content or practices of these third parties.
Important Limitation: To the fullest extent permitted by law, Vybfy shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.
Our total liability to you for any claims arising from your use of the Service shall not exceed $100 or the amount you paid us in the past 12 months, whichever is greater.
You agree to indemnify and hold harmless Vybfy, its officers, directors, employees, and agents from any claims, damages, or expenses arising from:
You may terminate your account at any time by contacting us or using the account deletion feature in the app.
We may suspend or terminate your access to the Service if you:
Upon termination, your right to use the Service ceases immediately. We may retain certain information as required by law or for legitimate business purposes.
We may modify these Terms at any time. We will notify you of material changes by:
Your continued use of the Service after changes constitutes acceptance of the new Terms.
These Terms are governed by the laws of the Federal Republic of Nigeria, without regard to conflict of law principles.
Any disputes arising from these Terms or your use of the Service shall be resolved through binding arbitration, except for claims that may be brought in small claims court.
These Terms, along with our Privacy Policy, constitute the entire agreement between you and Vybfy regarding the Service.
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.
If you have questions about these Terms, please contact us:
These Terms of Service are effective as of August 2025 and apply to all users of the Vybfy application and services.